By becoming a member of PHcreditcheck, you agree to follow the Terms and Conditions stated in this website. If you do not agree with these terms and conditions, you will not be allowed to access the website or use any of the information within.

By becoming a member of PHcreditcheck, you are confirming that you are of legal age and eligible into entering legally binding contracts under applicable laws.

By becoming a member of PHcreditcheck, you are confirming that you are a member or an affiliate of a lending company based in the Philippines.

PHcreditcheck will give you a limited, non-exclusive, non-transferable and rev ocable license to use the website in accordance to the stated terms and conditions. You are only allowed to use the information herein for personal and non-commercial use. Furthermore, you are allowed to download one (1) copy only of content found in the website for your personal and non-commercial use.

You are also subject to the restrictions of user license stated in the terms and conditions. These include:

• You are not allowed to copy or edit content from the website
• You are not allowed to remove any copyright, patent, trademark or other proprietary notations found in the website.
• You are not allowed to reverse engineer the website, its coding and its content.
• You are not allowed to decompile the website, its coding and its content.
• You are not allowed to move the website's content to another website or server.

Any violations to these restrictions will lead to termination of the temporary license given to you, effective immediately.

You will not utilize any part of PHcreditcheck for posting, uploading or sharing any material that is abusive, vulgar, pornographic, obscene, libelous or threatening.

You will not give false, incomplete or inaccurate information about your own identity or the identity of other persons or companies.

You will not upload or transmit malicious software and other computer programming routine that can disrupt or cause damage to the website.

All implied and expressed warranties are disclaimed to the fullest extent permissible pursuant to applicable laws. Furthermore, PHcreditcheck does not warrant that our services and the information in our website will meet your demands and requirements. Moreover, the website does not ensure the accuracy of the information given by members and using these information is entirely at your own risk.

No portion of PHcreditcheck shall be reproduced in any form or by any means unless otherwise permitted by these terms of use.